Beware of Skimming Machines

Skimming and other fraudulent activity unfortunately is part of the world we live in. We use all types of cards everyday for business, entertainment, groceries, almost everything.
It is very important to be aware of the practice called “skimming”. This is when a device is placed on top of a card reader at an ATM, cardlock or other card accepting location. The device gathers data embedded in the magnetic strip and the information is then applied to another card. Once that is done the theives can use your card information as their own.
It is important for consumers to monitor their account activity regularly. Many times thieves will make very small purchases with the stolen information to see if it has been detected. If it is not, then they begin making larger and larger information with the stolen card information.
With regard to cardlock purchases it is important to note that until the card issuer is notified that a card has been stolen, the company the card has been issued to is liable for all the charges. So monitoring invoices & statements is regularly is very important.
There are some signs of when a skimming device may be installed on a card reading device. Please take a look at this powerpoint to find telltale signs that a skimming device is present.
Western States Oil can also assist our customers by adding additional levels of security to our cardholder accounts i.e. time of day & day of week restrictions, gallon or dollar limits, product restrictions at cardlocks, and even exception reporting.
If you would like to make greater use of the security controls on your cardlock account please call our office at 408-292-1041.